EMPLOYEE BENEFITS

In today's competitive marketplace, group benefits packages are a vital component to recruitment and retention of the best employees. Employee benefits is a rapidly changing and complex arena, characterized by rising costs, a multitude of plan options, and legislation that is often confusing. You have questions-we have solutions. Through careful analysis, our experts will design programs that achieve your objectives while ensuring that your benefits plan will support your efforts to attract and retain quality employees.

KorthaseFlinn Insurance & Financial Services is your turnkey source for comprehensive employee benefits solutions-from needs assessment, design, and implementation through ongoing management and support of health and welfare benefits plans.

Our client solutions include the following:

	Health Insurance (HMO/PPO/POS) - Fully Insured and Self Funded - HRA's, HSA's, FSA's
	Dental Benefits
	Vision Plans
	Life Insurance
	Short and Long Term Disability
	Supplemental Products
	Section 125 Plans
	Employee Surveys
	Wellness and Consumer Centric Programs
	Benefit Comparisons

At KorthaseFlinn, we don't do "cookie cutter" programs. We refuse to use old models and outdated techniques that generalize your business, offer you a standard program and vanish until renewal time. Our customized programs are designed to assist you in:

	Managing your employee benefits costs
	Improving the productivity of your Human Resources Staff
	Increasing your employees' satisfaction and utilization of their benefits program

To accomplish these goals, we follow a strategic approach that includes the following:

	Vendor Selection and Management
	Administrative Assistance
	Employee Communication, Consulting, and Education
	Team Knowledge and Expertise

Vendor Selection and Management
Vendor selection and management are two of the most critical functions we perform for our clients. In today's environment there are an increasing number of insurance companies to choose from and each offers an extensive array of plans and options.

Administrative Assistance
An evolving benefits program generates a never-ending list of administrative tasks. Our Benefits Team assists our clients by providing support throughout the implementation process, acting as an advocate to resolve claim issues, providing access to Human Resource administrative solutions, providing online 24 x 7 service ticket entry and status and attending and coordinating Employee Open Enrollment Meetings.

Employee Communication
Effective communication with your employees is crucial to the success of your business and to your benefits program. Our professionals will develop customized communications with your employees in mind.

Team Knowledge and Expertise
Each KorthaseFlinn client is assigned a team of service professionals. Someone who understands your business and your benefits program is always available to handle your service requests and technical questions.

At KorthaseFlinn our mission is to help businesses and individuals manage risk, recover from unexpected losses, and secure their financial futures. Always putting our clients' needs first, we apply our expertise to develop the appropriate insurance and financial services programs. This is how we build our legacy of trust-with every client, every day.

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